Terms of Use

Last Updated: August 7, 2026

These Terms of Use govern your access to and use of the website operated by First Liberties Securities, Inc. d/b/a First Liberties Financial (“First Liberties,” “FLF,” “we,” “us,” or “our”), including www.firstlibertiesfinancial.com and any pages, content, materials, or features available through the website (collectively, the “Website”).

By accessing or using the Website, you agree to these Terms of Use. If you do not agree with these Terms of Use, you should not use the Website.

1. About First Liberties Financial

First Liberties Securities, Inc. d/b/a First Liberties Financial is a registered broker-dealer and a member of the Financial Industry Regulatory Authority (“FINRA”), the Securities Investor Protection Corporation (“SIPC”), and the Municipal Securities Rulemaking Board (“MSRB”).

First Liberties Financial’s CRD number is 14432.

Information regarding First Liberties Financial and its registered representatives is available through FINRA BrokerCheck.

2. Informational Purposes Only

The content provided on this Website is for general informational purposes only.

Nothing contained on or accessible through the Website constitutes or should be construed as:

an offer to sell or a solicitation of an offer to buy any security or financial product;
a recommendation or endorsement of any security, investment, transaction, strategy, issuer, or investment manager;
investment, financial, legal, tax, accounting, or other professional advice;
a representation that any investment, product, service, or strategy is appropriate or suitable for any particular person; or
a guarantee of any investment result or outcome.

Any offer or solicitation involving securities will be made only through appropriate offering or transaction documents and in accordance with applicable securities laws and regulations.

Users should consult their own financial, legal, tax, accounting, and other professional advisers before making financial or investment decisions.

3. No Client or Advisory Relationship

Your access to or use of the Website does not create a brokerage, investment banking, investment advisory, fiduciary, agency, confidential, or other client relationship between you and First Liberties Financial.

Submitting an inquiry through the Website, sending an email, or otherwise contacting First Liberties Financial does not by itself establish any such relationship.

Any engagement of First Liberties Financial or its registered representatives is subject to applicable regulatory requirements and, where appropriate, separate agreements, account documentation, engagement letters, offering materials, or other governing documents.

4. Geographic and Registration Limitations

This Website is intended primarily for persons located in the United States.

First Liberties Financial and its registered representatives may conduct securities business only in jurisdictions in which they are properly registered, licensed, or otherwise permitted to conduct business.

Not all products or services referenced on the Website are available in every jurisdiction. Nothing on the Website constitutes an offer or solicitation in any jurisdiction where such offer or solicitation would be unlawful.

5. Investment and Securities Risks

Investing in securities involves risk, including the possible loss of principal. Certain investments, including private securities, alternative investments, and other non-traditional investment products, may involve substantial risks and may not be appropriate for all investors.

Past performance is not indicative of future results. No representation is made that any investment, transaction, or strategy discussed or referenced on the Website will achieve any particular result.

Any investment decision should be based on the applicable transaction documents, the investor’s individual circumstances, and appropriate professional advice.

6. Accuracy and Availability of Information

First Liberties Financial seeks to provide information that it believes to be reliable; however, the Website may contain information obtained from third parties or other sources that have not been independently verified.

Information on the Website may become outdated, incomplete, or inaccurate. First Liberties Financial does not represent or warrant that Website content is complete, accurate, current, or error-free.

We may modify, update, suspend, remove, or discontinue any portion of the Website at any time without notice.

Nothing on the Website should be relied upon as the sole basis for an investment, financial, business, or other decision.

7. Electronic Communications and Website Submissions

The Website may permit users to contact First Liberties Financial through email addresses, contact forms, or other electronic methods.

Electronic communications may not be secure. You should not submit confidential or sensitive information through a general Website contact form or ordinary email unless specifically instructed to do so through an appropriate secure method.

In particular, users should not submit passwords, Social Security numbers, account credentials, payment information, material nonpublic information, or other highly sensitive information through the Website’s general contact form.

Submitting information through the Website does not create a confidential, fiduciary, brokerage, advisory, or other professional relationship.

First Liberties Financial does not accept trade instructions, orders to purchase or sell securities, fund-transfer instructions, or other time-sensitive account instructions through general Website forms or unsolicited email unless specifically authorized through an approved method.

8. Third-Party Websites and Information

The Website may contain links to websites, platforms, publications, data, or other resources maintained by third parties.

These links are provided for convenience and informational purposes only. Unless expressly stated otherwise, First Liberties Financial does not control, maintain, endorse, guarantee, or assume responsibility for third-party websites or their content, products, services, privacy practices, security, or availability.

Your use of a third-party website is subject to that third party’s own terms, policies, and practices.

References on the Website to clearing firms, custodians, investment advisers, insurance agencies, issuers, investment managers, service providers, or other third parties do not alter the separate legal status or responsibilities of those entities.

9. Intellectual Property

Unless otherwise indicated, the Website and its content, including text, graphics, logos, designs, photographs, documents, software, and other materials, are owned by or licensed to First Liberties Financial and are protected by applicable intellectual property laws.

You may view, download, or print Website materials for your personal or internal business use, provided that you do not remove or alter any copyright, trademark, or other proprietary notices.

You may not reproduce, republish, distribute, modify, transmit, sell, commercially exploit, or create derivative works from Website content without prior written permission from First Liberties Financial, except as permitted by applicable law.

All trademarks, trade names, and logos appearing on the Website are the property of their respective owners.

10. Acceptable Use

You agree not to use the Website in a manner that:

violates any applicable law, regulation, or legal right;
interferes with the operation, security, or availability of the Website;
attempts to gain unauthorized access to any system, account, server, or network;
introduces malicious code, viruses, or other harmful technology;
impersonates First Liberties Financial, its personnel, or another person;
misrepresents your identity or affiliation;
improperly collects information regarding other Website users;
infringes intellectual property or other proprietary rights; or
uses automated methods to access or extract Website content in a manner that materially disrupts the Website or violates applicable law.

We may restrict or terminate access to the Website where we reasonably believe it is being used improperly.

11. Privacy

Your use of the Website is also subject to our Privacy Policy.

The Privacy Policy describes how information collected through the Website may be collected, used, disclosed, maintained, and protected.

Additional privacy notices or regulatory disclosures may apply to customers or clients of First Liberties Financial separately from the Website Privacy Policy.

12. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ALL INFORMATION, CONTENT, MATERIALS, AND FUNCTIONS AVAILABLE THROUGH IT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

FIRST LIBERTIES FINANCIAL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, RELATING TO THE WEBSITE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND SECURITY.

FIRST LIBERTIES FINANCIAL DOES NOT WARRANT THAT THE WEBSITE WILL BE AVAILABLE AT ALL TIMES, OPERATE WITHOUT INTERRUPTION, BE FREE FROM ERRORS OR HARMFUL COMPONENTS, OR MEET ANY PARTICULAR USER REQUIREMENTS.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FIRST LIBERTIES FINANCIAL AND ITS DIRECTORS, OFFICERS, REGISTERED REPRESENTATIVES, EMPLOYEES, AFFILIATES, AGENTS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO YOUR ACCESS TO, USE OF, OR INABILITY TO USE THE WEBSITE.

THIS INCLUDES, WITHOUT LIMITATION, DAMAGES ARISING FROM RELIANCE ON WEBSITE CONTENT, INTERRUPTION OF ACCESS, LOSS OF DATA, SECURITY INCIDENTS, OR THIRD-PARTY CONTENT OR WEBSITES.

Nothing in these Terms of Use limits or excludes any liability that cannot lawfully be limited or excluded.

14. Regulatory Rights and Other Agreements

These Terms of Use govern only the use of this Website.

Nothing in these Terms of Use is intended to:

waive or limit any right or protection provided under federal or state securities laws, FINRA rules, MSRB rules, or other applicable law;
require the waiver of any right that may not lawfully be waived;
modify First Liberties Financial’s regulatory obligations;
alter the obligations of any registered representative under applicable securities laws or regulations; or
supersede any brokerage agreement, customer agreement, engagement letter, subscription agreement, offering document, confidentiality agreement, or other written agreement between First Liberties Financial and any client, customer, issuer, investor, or other person.

If these Terms of Use conflict with an applicable executed agreement governing a specific relationship or transaction, the terms of that agreement will control with respect to that relationship or transaction, subject to applicable law.

15. No Reliance on Website Communications

Communications made through the Website are not intended to satisfy any regulatory or contractual requirement for formal notices, trade instructions, account instructions, securities orders, or other communications that are required to be delivered through a specified method.

Users are responsible for using the appropriate communication channels provided to them for any brokerage account, transaction, engagement, or other formal relationship with First Liberties Financial.

16. Changes to These Terms

First Liberties Financial may revise these Terms of Use from time to time.

Any revised Terms of Use will become effective when posted on the Website unless otherwise stated. The “Last Updated” date at the top of this page indicates when these Terms of Use were most recently revised.

Your continued use of the Website following the posting of revised Terms of Use constitutes your acceptance of the revised terms.

17. Governing Law

These Terms of Use and your use of the Website will be governed by the laws of the State of Florida, without regard to principles of conflicts of laws, except to the extent superseded or preempted by applicable federal law.

Nothing in this section modifies any dispute-resolution provision contained in a separate agreement between you and First Liberties Financial or affects any rights or obligations arising under applicable securities laws, FINRA rules, or other regulatory requirements.

18. Contact Information

Questions regarding these Terms of Use or the Website may be directed to:

First Liberties Securities, Inc. d/b/a First Liberties Financial
2915 N. Boulevard, Suite A
Tampa, Florida 33602

Telephone: (917) 639-5451
Email: compliance@firstlibertiesfinancial.com

First Liberties Financial is a member of FINRA, SIPC, and MSRB.

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